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Need for Stronger Prudential Regulation for SACCOS

Habari mpya za fedha Tanzania · maelezo ya Need for Stronger Prudential Regulation for SACCOS · imesasishwa 11 Aug 2026 · habari za uchumi · pato la taifa · uwekezaji

D

Muhtasari

  • The Cooperative Societies Act of 2013 and the Savings and Credit Cooperative Societies Regulations of 2016 established rules for licensing, lending and prudential conduct, but enforcement capacity did not always keep.
  • They are neither fully fledged banks under Bank of Tanzania (BoT) prudential supervision nor informal community groups.
  • Industry stakeholders broadly point to stronger prudential regulation backed by effective enforcement, professional management, computerised record-keeping, credit-reference sharing to curb multiple borrowing and.
  • Larger SACCOS, by contrast, built stronger balance sheets, diversified their funding and, in some cases, secured credit lines or correspondent banking relationships, advantages smaller societies could not easily.
  • Viable SACCOS also need access to refinancing facilities and technical assistance that can help them build resilience before, rather than after, a crisis.

Nukuu za habari mpya na vyanzo: Need for Stronger Prudential Regulation for SACCOS

dailynews.co.tzSoma zaidi

Looking ahead, the remedy requires more than tighter supervision. Industry stakeholders broadly point to stronger prudential regulation backed by effective enforcement, professional management, computerised record-keeping, credit-reference sharing to curb multiple borrowing and stronger protection of cooperative leadership from political interference.

Uliza chochote kuhusu mada hii — mfululizo, athari, wahusika, au uhusiano na Tanzania.