Benki & Huduma za Fedha

Linganisha kadi, akaunti na ada Tanzania — ada kutoka BoT, bidhaa kutoka PamojaCompare.

Soko: Limefungwa DSE (Dar es Salaam)

Soko lina matumaini

Aug 06, 2026, EAT

Akaunti za Wanafunzi

Akaunti kwa wanafunzi. Ada (BoT) · Bidhaa (PamojaCompare). Bofya safu kwa undani.

Benki	Jina la Akaunti	Kiasi cha Kufungua	Ada ya Kila Mwezi	Kadi ya ATM	Benki ya Simu	Riba	HESLB	Umri	Sarafu
Absa Tanzania	Absa Youth Savings Account	TZS 0 – 30,000 BoT	TZS 0 – 50,000 BoT	Ndiyo	Ndiyo	Ndiyo	Hapana	14 to 25	TZS
Amana Bank	Student Savings Account	TZS 100 BoT	TZS 0 – 11,000 BoT	Ndiyo	Ndiyo	Hapana	Hapana	N/A	TZS
Azania Bank	Aspire Account (Students Account)	TZS 3,000 BoT	TZS 2,500 BoT	Ndiyo	Ndiyo	Ndiyo	Hapana	14 to 30	TZS
CRDB Bank	Scholar Account	TZS 0 – 1,000,000 BoT	TZS 0 – 35,000 BoT	Ndiyo	Ndiyo	Hapana	Ndiyo	18 and above	TZS
DCB Commercial Bank	Student Account	TZS 5,000	Free	Ndiyo	Hapana	Ndiyo	Hapana	N/A	TZS
KCB Bank Tanzania	Student Account (Personal Sahl)	TZS 5,000	Free	Ndiyo	Ndiyo	Hapana	Hapana	N/A	TZS / USD
Maendeleo Bank	Achievers Account	TZS 0 – 100,000 BoT	TZS 0 – 6,000 BoT	Ndiyo	Ndiyo	Ndiyo	Ndiyo	18 and above	TZS / GBP / EUR
NBC	Student Savings Account	Contact Bank	Contact Bank	Ndiyo	Ndiyo	Ndiyo	Hapana	18 to 25 (full-time registered students only)	TZS
NMB Bank	Mwanachuo Account	TZS 0 – 1,000,000 BoT	TZS 0 – 35,400 BoT	Ndiyo	Ndiyo	Hapana	Hapana	18 and above	TZS
PBZ (People's Bank of Zanzibar)	PBZ Student Account	Contact Bank	Contact Bank	Ndiyo	Ndiyo	Ndiyo	Ndiyo	Students in higher education	TZS
Stanbic Bank Tanzania	Msomi Account	TZS 5,000 – 20,000 BoT	TZS 0 – 53,100 BoT	Ndiyo	Ndiyo	Hapana	Hapana	N/A	TZS
TCB (Tanzania Commercial Bank)	Platinum Account	TZS 0 – 100,000 BoT	TZS 0 – 50,000 BoT	Ndiyo	Ndiyo	Hapana	Hapana	University / Higher Learning Institution students	TZS

Ada: BoT · Bidhaa: PamojaCompare.

Akaunti za Mishahara

Akaunti za mishahara. Ada (BoT) · Bidhaa (PamojaCompare).

Absa Tanzania

Absa Payroll Salary Account

Kiasi cha Kufungua TZS 0 – 30,000 BoT

Ada ya Kila Mwezi TZS 0 – 50,000 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID (Driving Licence, National ID, Passport or Voter's ID)
Employer introduction letter
Proof of residential address

Bank of Africa Tanzania

Payroll Account

Kiasi cha Kufungua TZS 15,000 – 60,000 BoT

Ada ya Kila Mwezi Free / TZS 0 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

CRDB Bank

Salary Account

Kiasi cha Kufungua TZS 0 – 1,000,000 BoT

Ada ya Kila Mwezi TZS 0 – 35,000 BoT

Mkopo wa Mshahara Yes

Sarafu TZS / USD

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID (NIDA, Voter ID, Passport or Driver's Licence)
Employer introduction letter
2 passport photos (if no NIDA)

CRDB Bank

Al-Barakah Salary Savings Account

Kiasi cha Kufungua TZS 0 – 1,000,000 BoT

Ada ya Kila Mwezi TZS 0 – 35,000 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu Sharia

Mahitaji

Valid ID
Employer introduction letter

Diamond Trust Bank (DTB) Tanzania

Super Salary Account

Kiasi cha Kufungua Free / TZS 0 BoT

Ada ya Kila Mwezi Free / TZS 0 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS / USD

Kadi ya ATM Benki ya Simu

Mahitaji

Contact Bank for more info

Ecobank Tanzania

Salary Account

Kiasi cha Kufungua Contact Bank

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

Equity Bank Tanzania

Salary Account

Kiasi cha Kufungua Contact Bank

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Yes

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

Exim Bank Tanzania

Salary Account

Kiasi cha Kufungua TZS 0

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Yes (Nufaika Personal Loan & Nyumba Yangu Home Loan eligibility)

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID (Passport or Voter's ID)
Company ID
Proof of Residence
2 passport photos
Employer introduction letter

I&M Bank Tanzania

I&M Salary Account

Kiasi cha Kufungua TZS 0

Ada ya Kila Mwezi Free

Mkopo wa Mshahara Yes (Instant salary credit)

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID (Passport, National ID or Voter's ID)
Local government letter or TIN certificate copy
1 passport photo

KCB Bank Tanzania

Jiinue Salary Account

Kiasi cha Kufungua Contact Bank

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Yes

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

KCB Bank Tanzania

Salary Account (Personal Sahl)

Kiasi cha Kufungua Contact Bank

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

Maendeleo Bank

Salary Account

Kiasi cha Kufungua TZS 0 – 100,000 BoT

Ada ya Kila Mwezi TZS 0 – 6,000 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

NBC

Direct Current Account

Kiasi cha Kufungua Contact Bank

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

NMB Bank

Personal Account (Salary Banking)

Kiasi cha Kufungua TZS 0 – 1,000,000 BoT

Ada ya Kila Mwezi TZS 0 – 35,400 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

Stanbic Bank Tanzania

Wezesha (Salary) Account

Kiasi cha Kufungua TZS 5,000 – 20,000 BoT

Ada ya Kila Mwezi TZS 0 – 53,100 BoT

Mkopo wa Mshahara Yes (up to 60% of salary)

Sarafu TZS / USD / EUR / GBP / ZAR

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID (NIDA)
1 passport photo
Employer introduction letter
Proof of residential address

Standard Chartered Tanzania

Employee Banking / Salary Account

Kiasi cha Kufungua Contact Bank

Ada ya Kila Mwezi Contact Bank

Mkopo wa Mshahara Contact Bank

Sarafu TZS / USD

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

TCB Bank

Salary Account

Kiasi cha Kufungua TZS 0 – 100,000 BoT

Ada ya Kila Mwezi TZS 0 – 50,000 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Employee's ID
Employer introduction letter
3 passport photos

UBA Tanzania

Current Account (Salary Banking)

Kiasi cha Kufungua TZS 15,000 – 1,000,000 BoT

Ada ya Kila Mwezi TZS 0 – 10,000 BoT

Mkopo wa Mshahara Contact Bank

Sarafu TZS

Kadi ya ATM Benki ya Simu

Mahitaji

Valid ID
Employer introduction letter

Ada: BoT · Bidhaa: PamojaCompare.

Ada za ATM

Utoaji fedha na kadi — Individuals / TZS kutoka BoT. Bofya benki kwa undani au fungua .

Benki BoT	ATM (Benki yako)	ATM (Benki nyingine)	ATM nje ya nchi	Kutoa kadi
ABSA	—	—	Min - TZS 5.0m = 3,000 5.1m - 10m = 4,000 10.1m - 20m = 7,500 Above 20m = 0.1…	TZS 0 – 150,000
ACCESS	TZS 1,500	TZS 2 – 3,540	TZS 3 – 10,000	TZS 5 – 50,000
AKIBA	TZS 1,700	—	—	—
AMANA	TZS 2,200	TZS 5,000	TZS 7,300	TZS 11,800
AZANIA	TZS 1,500	TZS 5,000	TZS 10,000	Free / TZS 0
BARODA	—	—	—	—
BOA	—	—	—	TZS 6,000 – 17,000
CHINA_DASHENG	—	—	—	—
COOP	TZS 1,770	TZS 2,124	TZS 11,800	TZS 11,800
CRDB	TZS 5,000 – 800,000	TZS 3,540 – 4,720	TZS 10,030	TZS 0 – 11,800
DTB	TZS 100 / TZS 1,200	TZS 3,000 / TZS 3000	TZS 5,000	TZS 10,000 / TZS 5,000
EQUITY	TZS 400	TZS 4,500	TZS 12,000	TZS 5,000 – 50,000
FINCA	—	—	—	—
GTB	Salary account - TZS1271 Saving account - TZS2000 Current account - TZS2000	Salary account - TZS1271 Saving account - TZS2000 Current account - TZS2000	TZS 3	Free / TZS 0
HABIB	—	—	—	—
LETSHEGO	TZS 1,500 – 4,500	As per suitable bank charges	—	TZS 15,000
MAENDELEO	TZS 1,300	—	—	—
MKOMBOZI	TZS 1,500	TZS 1,500	—	TZS 15,000
MWALIMU	TZS 1,000	TZS 1,000	TZS 7,500	TZS 10000
MWANGA	TZS 1,000	TZS 3,500	TZS 11,000	TZS 10,000 – 18,000
NMB	TZS 1,100	TZS 3,540	TZS 10,030	TZS 0 – 11,800
STANBIC	TZS 1,400	TZS 3,000	TZS 10,000	Classic- 5000; Gold – 10000; Platinum – 15000.01;
TCB	TZS 1,000 – 200,001	TZS 4,700	TZS 10,000	TZS 0 – 10,000
UBA	Free / TZS 0	TZS 3,000	TZS 8,000	TZS 11,000 – 20,000
VISION	TZS 5,000	—	—	TZS 5,000

Chanzo: BoT Price Comparator.

Benki pepe & uhamisho Digital banking & transfers

Ada za simu, TIPS/EFT na malipo — Individuals / TZS kutoka BoT. Mobile, TIPS/EFT and payment fees — Individuals / TZS from BoT.

Benki BoT	Kwenda pochi (M-Pesa n.k.)	TIPS / TACH / EFT	Malipo ya bili	Ada ya kila mwezi
ABSA	Min - 999 = 10; 1,000 - 1,999 = 50; 2,000 - 2,999 = 70; 3,000 - 3,999 = 100; …	—	TZS 0 – 1.5	TZS 0 – 50,000
ACCESS	TZS 10	TZS 500	TZS 10	TZS 0 – 26,500
AKIBA	from 1800 to 8000	—	—	—
AMANA	—	max 2000	—	TZS 0 – 11,000
AZANIA	TZS 10	TZS 0 – 500	—	TZS 2,500
BARODA	—	TZS 25 – 10,000	—	TZS 1,900 – 3,700
BOA	—	TZS 1	—	Free / TZS 0
CHINA_DASHENG	—	TZS 3	—	—
COOP	—	TZS 0 – 2,000	—	TZS 0 – 11,800
CRDB	TZS 100 – 400,000	TZS 1 – 5,000,001	TZS 100 – 500,000	TZS 0 – 35,000
DTB	—	TZS 1 – 100	TZS 0 – 0.5	Free / TZS 0
EQUITY	TZS 10	TZS 500,100,015,002,000	TZS 500	—
FINCA	TZS 1,000	—	—	—
GTB	—	—	—	Free / TZS 0
HABIB	—	—	—	—
LETSHEGO	—	TZS 500 – 10,000	—	TZS 0 – 3,000
MAENDELEO	—	—	—	TZS 0 – 6,000
MKOMBOZI	TZS 10	TZS 500	—	TZS 0 – 12,000
MWALIMU	TZS 100	TZS 1	TZS 1,000	Free / TZS 0
MWANGA	—	TZS 1 – 1,500	—	—
NMB	—	TZS 10	—	TZS 0 – 35,400
STANBIC	TZS 10	TZS 0 – 590	TZS 10 – 2,360	TZS 0 – 53,100
TCB	TZS 0 – 300,000	TZS 1,500 – 2,000	TZS 0 – 500000	TZS 0 – 50,000
UBA	—	TZS 10; TZS 50; TZS 70; TZS 100; TZS 200; TZS 450; TZS 700; TZS 1,000; TZS 1,… / TZS 500; TZS 1,000; TZS 1,500; TZS 2,000	—	TZS 0 – 10,000
VISION	TZS 100	—	—	TZS 1,500

Chanzo: BoT Price Comparator.

Mikopo — viwango & ada Loans — rates & fees

Base lending rate na ada za kituo (Individuals / TZS) kutoka BoT. Linganisha bidhaa za mkopo kwenye ukurasa wa Mikopo. Base lending rate and facility fees (Individuals / TZS) from BoT. Compare loan products on the Loans page.

Benki BoT	Base lending rate	Facility fee	Usindaji / appraisal
ABSA	—	—	1% – 2% · TZS 50,000 – 500,000
ACCESS	—	—	—
AKIBA	—	—	—
AMANA	—	—	Free
AZANIA	—	—	—
BARODA	—	—	1.82% · TZS 24,400 – 5,300,000
BOA	—	—	2%
CHINA_DASHENG	0.14% – 0.16%	—	1.1%
COOP	—	—	2.48%
CRDB	—	1% · TZS 100,000 – 1,000,000	TZS 1,500
DTB	—	1.1% – 3%	TZS 250,000
EQUITY	0.16%	1.5%	—
FINCA	1.7% – 24%	—	1.2% – 3%
GTB	—	—	—
HABIB	5% – 10%	—	—
LETSHEGO	—	—	—
MAENDELEO	—	—	—
MKOMBOZI	—	—	1.2%
MWALIMU	3.5% – 18%	1% – 5%	—
MWANGA	12% – 17%	—	1% – 3.5% · TZS 10,000,000 – 30,000,000
NMB	—	—	—
STANBIC	0.21%	1% – 8% · TZS 50,000	—
TCB	0.05% – 15%	—	—
UBA	16%	—	2%
VISION	Group Biashara - 5%;Group Savings Group Loan - 5%;Group Jiendeleze - 4%;Indiv…	—	—

Chanzo: BoT Price Comparator · Bidhaa: /finance/loans.

Ada za Benki Tanzania

Linganisha ada kuu (Individuals, TZS) kutoka BoT. Bofya benki kwa undani. Tafuta juu kwa jina la benki.

Benki BoT	Ada ya kila mwezi	Kiasi cha kufungua	ATM (Benki yako)	ATM (Nyingine)	Kiwango cha mkopo
ABSA	TZS 0 – 50,000	TZS 0 – 30,000	—	—	—
ACCESS	TZS 0 – 26,500	—	TZS 1,500	TZS 2 – 3,540	—
AKIBA	—	TZS 0 – 20,000	TZS 1,700	—	—
AMANA	TZS 0 – 11,000	—	TZS 2,200	TZS 5,000	—
AZANIA	TZS 2,500	—	TZS 1,500	TZS 5,000	—
BARODA	TZS 1,900 – 3,700	—	—	—	—
BOA	Free / TZS 0	TZS 15,000 – 60,000	—	—	—
CHINA_DASHENG	—	TZS 0.03 – 50	—	—	0.14% – 0.16%
COOP	TZS 0 – 11,800	—	TZS 1,770	TZS 2,124	—
CRDB	TZS 0 – 35,000	TZS 0 – 1,000,000	TZS 5,000 – 800,000	TZS 3,540 – 4,720	—
DTB	Free / TZS 0	Free / TZS 0	TZS 100 / TZS 1,200	TZS 3,000 / TZS 3000	—
EQUITY	—	—	TZS 400	TZS 4,500	0.16%
FINCA	—	TZS 10,000	—	—	1.7% – 24%
GTB	Free / TZS 0	—	Salary account - TZS1271 Saving account - TZS2000 Current account - TZS2000	Salary account - TZS1271 Saving account - TZS2000 Current account - TZS2000	—
HABIB	—	—	—	—	5% – 10%
LETSHEGO	TZS 0 – 3,000	TZS 5,000 – 50,000	TZS 1,500 – 4,500	As per suitable bank charges	—
MAENDELEO	TZS 0 – 6,000	TZS 0 – 100,000	TZS 1,300	—	—
MKOMBOZI	TZS 0 – 12,000	TZS 0 – 50,000	TZS 1,500	TZS 1,500	—
MWALIMU	Free / TZS 0	Free / TZS 0	TZS 1,000	TZS 1,000	3.5% – 18%
MWANGA	—	Free / TZS 0	TZS 1,000	TZS 3,500	12% – 17%
NMB	TZS 0 – 35,400	TZS 0 – 1,000,000	TZS 1,100	TZS 3,540	—
STANBIC	TZS 0 – 53,100	TZS 5,000 – 20,000	TZS 1,400	TZS 3,000	0.21%
TCB	TZS 0 – 50,000	TZS 0 – 100,000	TZS 1,000 – 200,001	TZS 4,700	0.05% – 15%
UBA	TZS 0 – 10,000	TZS 15,000 – 1,000,000	Free / TZS 0	TZS 3,000	16%
VISION	TZS 1,500	Group Accounts - 20000;Salary Accounts - 10,000;Akiba Accounts - 10,000;Watot…	TZS 5,000	—	Group Biashara - 5%;Group Savings Group Loan - 5%;Group Jiendeleze - 4%;Indiv…

Chanzo: BoT Price Comparator. Thibitisha ada na benki yako.

Kikokotoo cha Malipo ya Kila Mwezi

Makadirio ya EMI kutoka viwango vya benki. Masharti halisi yanatofautiana. Linganisha mikopo →

Malipo ya kila mwezi

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Jumla ya riba

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Jumla ya malipo

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Mwezi	Malipo	Mkopo	Riba	Salio

Benki & Huduma za Fedha

Kadi za Mkopo Tanzania

NMB

World Credit Card

Platinum Credit Card

Corporate Credit Card

Tanzanite Card

Titanium Card

ABSA

Classic Credit Card

Platinum Credit Card

Business Credit Card

CRDB

Classic Visa Card

Gold Visa Card

KCB

KCB Visa Classic

KCB Visa Gold

Standard Chartered

Visa Platinum Card

Stanbic

Stanbic Visa Credit Card

Akaunti za Diaspora

Akaunti za Wanafunzi

Akaunti za Mishahara

Akaunti za Biashara

Ada za ATM

Benki pepe & uhamisho Digital banking & transfers

Mikopo — viwango & ada Loans — rates & fees

Ada za Benki Tanzania

Hisa (DSE)

Fedha (Forex)