Tahadhari ya BoT: Benki Kuu imefunga programu nyingi za mikopo mtandaoni zisizo na leseni.
Tumia tu watoa huduma walioidhinishwa —
orodha rasmi ya taasisi (BoT).
Hatuorodheshi programu zilizofungiwa kama chaguo la kukopa.
Bidhaa za kulinganisha
| Mtoa huduma | Aina ya mkopo | Kiasi | Kiwango | Muda | Dhamana | Kiungo |
|---|---|---|---|---|---|---|
| NMB Bank | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Kwa wateja wa akaunti ya mshahara | 12 | Mshahara | Maelezo |
| Azania Bank / M-Pesa | Mkopo wa Soko la M-Pesa | TZS 50,000 – TZS 5M | Masharti ya soko la mikopo M-Pesa | 1 | Hakuna (kidijitali) | Maelezo |
| Vodacom Tanzania | Merchant Loan | Wasiliana na mtoa huduma | Kwa wafanyabiashara wa Pay by Phone; mzunguko wa siku 30 | 1 | Hakuna | Maelezo |
| PesaX | Mkopo wa Kidijitali | TZS 50,000 – TZS 2M | Mchakato kamili kidijitali | 3 | Hakuna | Maelezo |
| FINCA Tanzania | School Fees Loan | TZS 100,000 – TZS 3M | Ada za shule | 10 | Hakuna | Maelezo |
| Absa Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| Bank of Africa Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| CRDB Bank | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Yes | 12 | Mshahara | Maelezo |
| CRDB Bank | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| Diamond Trust Bank (DTB) Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| Ecobank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| Equity Bank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Yes | 12 | Mshahara | Maelezo |
| Exim Bank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Yes (Nufaika Personal Loan & Nyumba Yangu Home Loan eligibility) | 12 | Mshahara | Maelezo |
| I&M Bank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Yes (Instant salary credit) | 12 | Mshahara | Maelezo |
| KCB Bank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Yes | 12 | Mshahara | Maelezo |
| KCB Bank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| Maendeleo Bank | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| NBC | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| NMB Bank | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| Stanbic Bank Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Yes (up to 60% of salary) | 12 | Mshahara | Maelezo |
| Standard Chartered Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| TCB Bank | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
| UBA Tanzania | Mkopo wa Mshahara | Wasiliana na mtoa huduma | Contact Bank | 12 | Mshahara | Maelezo |
Maswali yanayoulizwa sana
- Mikopo ya haraka bila dhamana ina gharama gani?
- Mara nyingi ina riba/ada za juu na muda mfupi (siku au mwezi). Linganisha kwenye jedwali, soma masharti, na epuka app zisizo na leseni ya BoT.
- Ninavyothibitisha kampuni imesajiliwa na BoT?
- Fungua orodha rasmi ya taasisi zinazosimamiwa na Benki Kuu ya Tanzania kwenye bot.go.tz (Bank Supervision → Institutions). Usitegemee orodha za mitandao pekee — thibitisha jina kamili la kampuni.
Maelezo haya ni elimu tu. Thibitisha leseni, viwango na masharti na BoT au mtoa huduma kabla ya kuchukua mkopo.