/* Mortgage / loan calculator — /finance/mortgage-or-loan-calculator */
:root {
  --bg: #f4f6f4;
  --panel: #ffffff;
  --ink: #1a2421;
  --muted: #5c6b66;
  --line: #d5ddd9;
  --accent: #0d6e6e;
  --accent-soft: #e6f3f2;
  --danger: #b42318;
}
.mortgage-loan-calc-page .mortgage-loan-calc-shell {
  max-width: 520px;
  margin: 0 auto 2rem;
  font-family: "IBM Plex Sans", "Segoe UI", sans-serif;
  color: var(--ink);
}
.mortgage-loan-calc-shell label {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--muted);
}
.mortgage-loan-calc-shell button {
  font: inherit;
  font-size: 0.85rem;
  text-transform: none;
  letter-spacing: 0;
  color: #fff;
  border: 1px solid var(--accent);
  border-radius: 6px;
  background: var(--accent);
  padding: 0.4rem 0.55rem;
  min-height: 2.1rem;
  cursor: pointer;
  font-weight: 600;
}
.mortgage-loan-calc-shell button.secondary {
  background: #fff;
  color: var(--ink);
  border-color: var(--line);
}
.mortgage-loan-calc-shell .mortgage { margin: 0; }
.mortgage-loan-calc-shell .mortgage-links {
  margin: 1rem 0 0;
  font-size: 0.85rem;
  line-height: 1.55;
}
.mortgage-loan-calc-shell .mortgage-links a { color: var(--accent); }

    .mortgage {
      margin: 0 0 1rem;
      padding: 0.75rem 0.7rem 0.85rem;
      border: 1px solid var(--line);
      border-radius: 10px;
      background: linear-gradient(180deg, #f7fbfa 0%, #fff 55%);
    }
    .mortgage .mortgage-head {
      display: flex;
      align-items: baseline;
      justify-content: space-between;
      gap: 0.5rem;
      margin-bottom: 0.55rem;
    }
    .mortgage .mortgage-head h2 { margin: 0; }
    .mortgage .source {
      font-size: 0.7rem;
      color: var(--muted);
      text-align: right;
      max-width: 55%;
      line-height: 1.25;
    }
    .mortgage-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0.45rem 0.5rem;
    }
    .mortgage-grid label.span2,
    .mortgage-grid .span2 { grid-column: 1 / -1; }
    .mortgage input[type="number"],
    .mortgage input[type="range"],
    .mortgage select {
      width: 100%;
      font: inherit;
      font-size: 0.85rem;
      color: var(--ink);
      border: 1px solid var(--line);
      border-radius: 6px;
      background: #fff;
      padding: 0.4rem 0.5rem;
      min-height: 2.1rem;
      font-variant-numeric: tabular-nums;
    }
    .mortgage .rate-stack,
    .mortgage .term-stack {
      display: flex;
      flex-direction: column;
      gap: 0.35rem;
    }
    .mortgage .rate-stack #mRateCustom[hidden],
    .mortgage .term-stack #mYearsCustom[hidden] {
      display: none !important;
    }
    .term-match-note {
      margin: 0;
      font-size: 0.68rem;
      line-height: 1.35;
      color: var(--muted);
      text-transform: none;
      letter-spacing: 0;
    }
    .term-match-note.ok { color: #0d6e6e; }
    .term-match-note.warn { color: #8a6a14; }
    .term-match-note.hot { color: var(--danger); }
    .mortgage input[type="range"] {
      padding: 0;
      min-height: 1.25rem;
      accent-color: var(--accent);
      border: 0;
      background: transparent;
    }
    .mortgage .range-row {
      display: grid;
      grid-template-columns: 1fr auto;
      gap: 0.35rem;
      align-items: center;
    }
    .mortgage .range-row output {
      font-size: 0.8rem;
      font-variant-numeric: tabular-nums;
      color: var(--ink);
      font-weight: 600;
      min-width: 3.5rem;
      text-align: right;
    }
    .price-row {
      display: flex;
      flex-wrap: wrap;
      gap: 0.35rem;
      align-items: stretch;
    }
    .price-row input[type="number"] {
      flex: 1 1 7rem;
      min-width: 0;
    }
    .price-row-actions {
      display: flex;
      flex-wrap: nowrap;
      gap: 0.3rem;
      align-items: stretch;
      flex: 0 0 auto;
    }
    .price-row-actions button {
      font-size: 0.7rem;
      min-height: 2.1rem;
      padding: 0.3rem 0.45rem;
      white-space: nowrap;
    }
    .mortgage-results {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 0.4rem;
    }
    .mortgage-results .big {
      grid-column: 1 / -1;
      background: var(--accent);
      color: #fff;
      border-radius: 8px;
      padding: 0.65rem 0.7rem;
    }
    .mortgage-results .big span {
      display: block;
      font-size: 0.68rem;
      text-transform: uppercase;
      letter-spacing: 0.04em;
      opacity: 0.85;
    }
    .mortgage-results .big b {
      display: block;
      font-size: 1.25rem;
      font-variant-numeric: tabular-nums;
      letter-spacing: -0.02em;
      margin-top: 0.15rem;
    }
    .mortgage-results .chip {
      background: var(--accent-soft);
      border-radius: 8px;
      padding: 0.45rem 0.55rem;
    }
    .mortgage-results .chip span {
      display: block;
      font-size: 0.65rem;
      text-transform: uppercase;
      letter-spacing: 0.03em;
      color: var(--muted);
    }
    .mortgage-results .chip b {
      display: block;
      font-size: 0.82rem;
      font-variant-numeric: tabular-nums;
      margin-top: 0.1rem;
    }
    .mortgage-results .collateral-row {
      grid-column: 1 / -1;
      border-radius: 8px;
      padding: 0.5rem 0.65rem;
      border: 1px solid var(--line);
      background: #fff;
      font-size: 0.78rem;
      line-height: 1.4;
    }
    .mortgage-results .collateral-row span {
      display: block;
      font-size: 0.65rem;
      text-transform: uppercase;
      letter-spacing: 0.03em;
      color: var(--muted);
      margin-bottom: 0.15rem;
    }
    .mortgage-results .collateral-row b {
      display: block;
      font-size: 0.82rem;
      font-weight: 650;
    }
    .mortgage-results .collateral-row .muted {
      display: block;
      margin-top: 0.2rem;
      font-size: 0.7rem;
      font-weight: 400;
      color: var(--muted);
    }
    .mortgage-results .collateral-row.ok {
      border-color: #9dcdc6;
      background: #f3faf8;
    }
    .mortgage-results .collateral-row.warn {
      border-color: #e6c98a;
      background: #fffbf0;
    }
    .mortgage-results .collateral-row.hot {
      border-color: #e5b4af;
      background: #fff5f4;
    }
    .mortgage-cta {
      margin: 0.75rem 0 0.35rem;
    }
    .mortgage-cta button {
      width: 100%;
      min-height: 2.4rem;
      font-size: 0.9rem;
    }
    .mortgage .note {
      margin: 0.55rem 0 0;
      font-size: 0.68rem;
      color: var(--muted);
      line-height: 1.35;
    }
    .reality {
      margin: 0.65rem 0 0;
      display: flex;
      flex-direction: column;
      gap: 0.4rem;
    }
    .reality-card {
      border-radius: 8px;
      padding: 0.5rem 0.6rem;
      border: 1px solid var(--line);
      background: #fff;
      font-size: 0.78rem;
      line-height: 1.4;
    }
    .reality-card strong {
      display: block;
      font-size: 0.72rem;
      text-transform: uppercase;
      letter-spacing: 0.04em;
      margin-bottom: 0.15rem;
    }
    .reality-card.ok {
      border-color: #9dcdc6;
      background: #f3faf8;
    }
    .reality-card.ok strong { color: #0d6e6e; }
    .reality-card.warn {
      border-color: #e6c98a;
      background: #fffbf0;
    }
    .reality-card.warn strong { color: #8a6a14; }
    .reality-card.hot {
      border-color: #e5b4af;
      background: #fff5f4;
    }
    .reality-card.hot strong { color: var(--danger); }
    .reality-card .muted { color: var(--muted); font-size: 0.72rem; }
    .banks-panel {
      margin-top: 0.65rem;
      border: 1px solid var(--line);
      border-radius: 8px;
      background: #fff;
      overflow: hidden;
    }
    .banks-panel summary {
      cursor: pointer;
      list-style: none;
      padding: 0.55rem 0.65rem;
      font-size: 0.78rem;
      font-weight: 650;
      color: var(--ink);
      display: flex;
      justify-content: space-between;
      gap: 0.5rem;
      align-items: center;
      background: #f7faf9;
    }
    .banks-panel summary::-webkit-details-marker { display: none; }
    .banks-panel summary::after {
      content: "+";
      font-weight: 700;
      color: var(--accent);
      font-size: 1rem;
      line-height: 1;
    }
    .banks-panel[open] summary::after { content: "−"; }
    .banks-panel .banks-body {
      padding: 0.35rem 0.55rem 0.65rem;
      border-top: 1px solid var(--line);
    }
    .banks-panel .banks-hint {
      margin: 0 0 0.45rem;
      font-size: 0.68rem;
      color: var(--muted);
      line-height: 1.35;
    }
    .banks-list {
      list-style: none;
      margin: 0;
      padding: 0;
      display: flex;
      flex-direction: column;
      gap: 0.35rem;
      max-height: 220px;
      overflow: auto;
    }
    .banks-list li {
      display: grid;
      grid-template-columns: 1fr auto;
      gap: 0.15rem 0.5rem;
      padding: 0.4rem 0.45rem;
      border-radius: 6px;
      background: var(--accent-soft);
      font-size: 0.75rem;
    }
    .banks-list .b-name { font-weight: 700; }
    .banks-list .b-product {
      grid-column: 1 / -1;
      color: var(--muted);
      font-size: 0.7rem;
    }
    .banks-list .b-rate {
      font-weight: 700;
      font-variant-numeric: tabular-nums;
      color: var(--accent);
      white-space: nowrap;
    }
    .banks-list .b-use {
      grid-column: 1 / -1;
      margin-top: 0.15rem;
      font-size: 0.7rem;
      min-height: 1.6rem;
      padding: 0.2rem 0.45rem;
    }
    .banks-empty {
      font-size: 0.75rem;
      color: var(--muted);
      padding: 0.35rem 0.15rem;
    }
